Specialized card fraud consulting for banks and credit unions.

Fraud fighter for 20+ years, the last decade writing SAS detection rules for financial institution clients of all sizes.

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Pete O'Brien

I spent more than a decade as the senior analyst on Worldpay's Fraud Consulting Desk - the dedicated rule-writing resource for financial institution clients ranging from community banks and credit unions to larger FIs.

Before that, four years on the issuer side at GE Consumer Finance, where I reviewed applications for fraud and identity theft across multiple private label portfolios.

That combination - processor side and issuer side - gives me a view of card fraud that most analysts working from one position don't have.

I'm now independent and available for fraud rule analysis, trend review, and SAS rule development on a fractional, project-based, or subcontract basis.

  • 10+ years, Worldpay Fraud Consulting Desk
  • Debit and credit portfolio experience
  • Community banks, credit unions, and larger FIs
  • Processor-side and issuer-side background

MY SERVICES

Fraud analysis and rule-writing, structured around how you actually work.

Available for ongoing engagements, defined projects, or subcontract work through consulting firms.

Fractional Analyst

Need ongoing fraud analysis without a full-time hire? I work with financial institutions on a part-time or as-needed basis — reviewing trends, tuning rules, and providing the kind of analytical support that keeps a fraud program running without the overhead of a dedicated staff position.

Ongoing trend monitoring and rule tuning

FI fraud department support without a full-time hire

Subcontract

I work with consulting firms that need card fraud analytical depth on client engagements. If your firm serves financial institutions and needs someone who can handle the rule-writing and trend analysis side, I'm available to work behind the scenes.

Card fraud analytical depth for firm client engagements

Rule-writing and trend analysis handled behind the scenes

Project-Based

Have a specific fraud problem that needs attention? I take on defined engagements — rule reviews, trend analysis, portfolio assessments — with a clear scope and deliverable. Good fit for institutions dealing with a spike in losses or rules that haven't been reviewed in a while.

Defined scope, clear deliverable, set timeline

Rule reviews, portfolio assessments, trend analysis

WHO I HELP

Financial institutions that need card fraud expertise without a full-time hire.

01

Community banks with limited in-house fraud analytical capability

02

Credit unions managing card fraud losses without dedicated SAS expertise

03

Consulting firms that need card fraud depth on financial institution engagements

 CONTACT

Ready to talk about your fraud exposure?

Whether you're dealing with rising losses, rules that need attention, or just want to understand your options, reach out and we'll figure out if I'm the right fit.

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